Soutas Financial Advisor & Retirement Planning

Fresno Financial Advisor & Retirement Planner
Opening at 8:00 AM tomorrow
Header image for the site


Fresno Retirement Advisor News: Preparing for Potential Pandemics


If you think the economic decline due to the pandemic has been difficult for you personally, the big picture numbers may be even worse. Analysts project that the total economic disruption could eventually cost between $9...

Read More

Fresno Financial Consultant News: What To Expect From the Payroll Tax Holiday


Christmas came early this year. Well, sort of. In an effort to provide financial aid to millions of Americans in dire economic straits, President Trump declared a payroll tax holiday between September and the...

Read More

Fresno Retirement Consultant News: Will You Be Able To Afford In-Home, Long-Term Care?


More than 90% of America’s older adults prefer to “age in place” in their own homes rather than in a senior housing community or facility.1 With today’s insight into how a deadly pandemic can affect ...

Read More

Fresno Financial Advisor News: What to Expect: A New Term In Washington


2020 brought a very powerful pair of crises: A worldwide pandemic and the deepest recession since World War II. While most Americans have been affected in one way or another, the variance in impact on individual ho...

Read More

Fresno Retirement Advisor News: Americans and Their 401(k)s

A recent survey found that working households experiencing financial strain due to the pandemic have not been inclined to make withdrawals from their 401(k)s to help make ends meet. In fact, the vast majority haven’t even changed their ...

Read More

Fresno Retirement Consultant News: Employers: Lessons From the Pandemic

We’ve learned a lot about infectious diseases this year, as well as how to adapt our lifestyles in response to a pandemic. It will be interesting to see if and how U.S. businesses adjust their operational models to account f...

Read More

Fresno Financial Advisor News: How to Pull Out of a Decline: Lessons From the Last Recession


According to the National Bureau of Economic Research, the Great Recession that began at the end of 2007 was considered the worst in U.S. history since the 1930s. That is, until the coronavirus...

Read More

Soutas Financial and Insurance Solutions is here to help take the complexity out of retirement planning.

Since 1989, Soutas Financial and Insurance Solutions, Inc. your Fresno Financial Advisor has worked with Fresno California residents and their families to help guide them to and through retir...

Read More
Learn more


6 months ago
Dale has been a tremendous asset to me and our family. He has provided guidance in helping us decide what is the best financial decision we can make by helping us to understand all the options before we make any decision. He explains all the various opportunities which includes tax ramifications, long term growth, we always know safety of the investment is paramount in his recommendations, that is called peace of mind, and you just can't beat that. There is a wide range of ages in our family and Dale makes the adjustment for each of us, nothing is the same because each of us have different goals and plans. In addition my parents are retired and he has not only helped them get the right plans for their senior life style but is available to me and my siblings in helping us make difficult life changing decisions when it comes to what is best for mom and dad. Dale is always there for us, you can't beat the service and care he provides.
- Kristi S
3 months ago
Very knowlegable and gives you all the facts whether good or bad. Outstanding attitude and good hummer. We do all are financial with Dale.
- larry f
6 months ago
We were very fortunate to have Dale and his group recommended to us. With his knowledge we were able do what was needed for our family. We greatly appreciate him and his staff! Again a heartfelt thank you to Dale, Kathia, and Amelia. Without their expertise we would have been totally lost. We have and do highly recommend Soutas Financial!
- LaWanda B

Fresno Financial Advisor & Planner

Whatever goal you’re going for, we’ll help you keep your eyes on the prize. Since 1989, Soutas Financial & Insurance Solutions, Inc. your Fresno financial advisor and retirement planner has worked with California residents and their families to help guide them to and through retirement financial planning. We’re committed to helping take the complexity out of Fresno retirement planning.

By using a variety of insurance and investment products, we can help you develop an overall retirement income strategy specific to you and your family in Fresno Ca. We have a strong team of professionals helping ensure you receive all the assistance you need not only in developing your retirement income strategy, but also in maintaining it throughout your retirement. Meet the team who is dedicated to helping you reach your future goals for financial planning. Schedule a 15min.Tele-Visit with Dale Soutas.

Discover many of the opportunities available to help you plan for your financial future.   

To develop a financial strategy for your future, it’s important for your financial professional to see a complete, 360-degree view of your financial picture, including how your retirement assets are integrated and work with one another. Our financial strategies and asset management services use institutional money managers and insurance products, such as annuities, to help you work toward your financial goals. We can work in concert with tax professionals or attorneys in your or our network to advise you on specific aspects of your financial strategy.  

We can help you design a written retirement income plan incorporating insurance and investment vehicles to create opportunities for long-term growth as well as guarantee income throughout your retirement. 

Retirement income strategies are not just for the wealthy. As retirement nears, the traditional strategy has been to move growth-seeking products to more conservative, fixed-income products. According to a recent study, for a married couple age 65 there is now a 50 percent chance that at least one spouse will live to age 93 and a 25 percent chance at least one spouse will live to age 97.1 This means that you may need to plan for your retirement savings to potentially last 25 to 30 years.

One drawback to a longer life is the greater possibility of outliving your savings — creating all the more reason to develop a retirement income strategy designed to last a longer lifetime. Only 27 percent of baby boomers report being confident their savings will last throughout retirement.2

A significant loss in the years just prior to and/or just after you retire could negatively impact the level of income you receive over the course of your life. In fact, if a loss occurs earlier in life, there is also the chance that you may have more time to recover (versus a loss occurring later in retirement). Why? Simply because a smaller pool of assets is left to sustain you throughout your retirement years, and your assets may not have as much time to recover.

We can help you design a retirement income strategy that covers your ‘Paycheck’ (Needs), ‘Playcheck’ (Fun) and ‘LTC’ (Long-Term Care to help keep you at home or in assisted living and hopefully out of a nursing facility). We do this by incorporating insurance and annuity products to help provide a steady and reliable income stream for the rest of your life as well as investment products to create opportunities for long-term growth. 

To schedule a time to discuss your financial future and see if a written retirement income plan can be designed for you to have more confidence in your financial future, contact us at 559-230-1648 today!  

If your portfolio has not fully recovered from losses in recent times, you may wish to consider a more diverse method of accumulating wealth by incorporating alternatives to maximize growth while minimizing the downside risk.

Wealth Accumulation Strategies

You may be able to use time to your advantage when investing for wealth accumulation. Generally, the longer you invest, the more potential your money has to compound interest. If your portfolio has not fully recovered from losses in recent times, you may wish to consider a more diverse method of accumulating wealth by incorporating alternatives to maximize growth while minimizing the downside risk. A very famous investor says:

Rule # 1: Never lose money. 
Rule # 2: Never forget Rule #1.

It’s not about how much growth you might get, it’s controlling the downside or losses that make the biggest difference in wealth accumulation.However, with fluctuations in the stock market, it is important to remember that more conservative retirement strategies typically have only a portion of the assets invested in the stock market. Allocations can be set aside for more conservative investments and/or secured income contracts such as annuities. Annuities are long-term vehicles designed to help generate supplemental income during retirement. They have minimum guarantees backed by the strength and claims-paying ability of the issuing insurance company. After all, the last thing you want to do is lose more ground during the next market correction.  

COVID Outlook: Economy, Finances, Health

OverviewCompared to 2008, the current pandemic-induced recession is three times worse in terms of annualized gross domestic product (GDP) decline. Economists have urged Congress to pass additional stimulus legislation for unemployment benefits, forgivable loans to small businesses, aid to the travel industry and allocated funds to save local government jobs in the wake of reduced tax revenues.1The good news is that vaccine manufacturers Pfizer and Moderna both recently announced they have developed vaccines that are more than 90% effective; the bad news is that it may take a while for production to ramp up enough to vaccinate the entire U.S. population.2 And globally, until the majority of intercontinental travelers are immune, we’re not out of the woods yet.

Contact Us


Call now
  • (559) 230-1648


Get directions
333 W. Shaw Avenue Suite 106
Fresno, CA 93704
United States

Business Hours

Mon:8:00 AM – 5:00 PM
Tue:8:00 AM – 5:00 PM
Wed:8:00 AM – 5:00 PM
Thu:8:00 AM – 5:00 PM
Fri:8:00 AM – 12:00 PM
Contact Us
Message sent. We'll get back to you soon.